Privacy & Security Policy
Last updated: 3/24/2022 (as updated)

Physicians Financial Services knows that you care about how your information is used and shared. We value our customers and are committed to protecting your privacy. All technically feasible steps are taken to protect your information. We do not sell or rent personal information. This policy applies to the Physicians Financial Services owned and operated website, and it describes our privacy and security practices for the entire site.

TYPES OF INFORMATION WE COLLECT
While using our website, we may ask you to provide us with certain personal information which allows us to better serve you, service your accounts and deliver a positive customer experience. The types of information we collect from you via our website is described in the following sections.

HOW WE COLLECT YOUR INFORMATION
Information You Give Us
When you communicate with us, the following information may be collected:

Contact Information such as: your name, phone number, email address, or other personal information you provide us.

Automatic Information
Log Information: When you visit a website, you disclose certain information about yourself, such as your Internet Protocol (IP) address, browser type, device type, browser version, the pages of our site that you visit, the time and date of your visit, the time spent on those pages, and other statistics. Physicians Financial Services, like many other companies that operate websites, records this basic website activity information. Doing so helps us identify which areas of our site are of interest to our visitors. We review the IP addresses of our visitors for the purposes of system administration, to improve website content, and to verify web traffic to our site.

Cookies: “Cookies” are pieces of information that are sent to your device browser from a web server and stored on your computer. The use of cookies is standard practice on websites. Cookies allow us to provide you with a more personalized, convenient experience. For example, we may use cookies to help remind us of who you are and to deliver content and services based on your account, browse, and purchase information.

Most browsers are initially set up to accept cookies. If you prefer, you can reset your browser either to notify you when you receive cookies, or to refuse to accept cookies. You should understand that certain areas of many sites may not function properly if you set your browser to not accept cookies or if you reject cookies. Many anti-spyware/adware programs flag and/or delete persistent cookies like ours just to be on the safe side, but our cookies will never adversely affect the performance of your computer or your browser.

Below you will find a detailed list of the first-party cookies we use on our Website:

HOW WE USE YOUR INFORMATION
In addition to any usage explained in sections of this policy, we may use collected data to provide and improve our services and communications. This is not limited to, but may include, using data to make automated decisions based on browsing history and interaction with forms of communication from us, such as email, chat, or SMS messages; as well as sending/transferring data for appointment confirmation and/or other services.

• To respond to you, such as when you call us, make a request or inquiry.
• For personalization of your experiences with us, including to: remember your interests and preferences; facilitate your interactions with our sales team, track and categorize your activity and interests on our websites and mobile applications, including by identifying the different devices you use; and to enrich your experience on our websites
• For marketing such as to send you marketing communications and updates.
• For analytics such as to understand how you use our website, and to understand the methods and devices used to access our websites
• For our business purposes such as to operate and improve upon our business and lawful business activities; to maintain our programs, accounts, and records; for research; and for any other business purpose that is permitted by law
• For legal and safety purposes, such as to defend or protect us, our customers, you, or third parties, from harm or in legal proceedings; protect our rights; protect our security and the security of our customers, employees, and property; respond to court orders, lawsuits, subpoenas, and government requests; address legal and regulatory compliance; and notify you of product recalls or safety issues.

How We Share Your Information
Protecting your information is important to us. We do not sell, rent, or otherwise disclose personal information from customers for commercial purposes. We may share customer information in the following ways:

To Our Service Providers: We use service providers who may need access to your personal data to do work for us. They’re contractually required to treat the personal data we provide as confidential and to use it only to provide the services we requested. Examples of the service providers we engage include print, mail, or email vendors, web hosting vendors, professional software and development services consultants, and cloud service providers.

In a Business Transfer or Transaction: We may disclose or transfer personal data about you as part of a corporate business transaction, like a merger or acquisition, divestiture, sale of company assets, or in the event of insolvency, bankruptcy, or receivership. In these cases, personal data could be transferred to third parties as a business asset..

Instances When We Are Required: We may disclose personal information when we believe in good faith that the law requires it; to protect the rights, property, or safety of Physicians Financial Services, our clients, or others.

HOW YOUR INFORMATION IS PROTECTED
The privacy and protection of your personal information is vitally important to us. Our site uses a secure server (SSL) to encrypt all of your personal information. We use strong security measures to prevent the loss, misuse, and alteration of your information once it is in our records. Your access to some services and content is password protected for security purposes.

Unfortunately, no data transmission over the Internet can be guaranteed to be 100-percent secure. Accordingly, despite our efforts to protect your personal information, Physicians Financial Services . cannot ensure or warrant the security of any information you transmit to us, or our online products or services. However, once we receive your transmission, we make every effort to ensure its security on our systems.

Links to Other Sites: This website may contain links to other third-party sites. We take steps to link only to sites that share our high standards and respect for privacy. However, we are not responsible for the privacy standards and practices of third parties. Physicians Financial Services strives to keep online visitor information secure against unauthorized access and use.

Child Privacy: Physicians Financial Services does not intend to collect personally identifiable information from children under age 13 without permission of the child’s parent or legal guardian. Children under the age of 13 should submit personally identifiable information to Physicians Financial Services, only with the explicit permission of their parent or legal guardian. Where appropriate, Physicians Financial Services will instruct children not to submit personal information. If your child has submitted personal information and you would like it to be removed, you may do so by contacting us.

California Residents:
In accordance with California law, we will not share information we collect about you with nonaffiliates, except as allowed by law. For example, we may share information with your consent or to service any of your applicable accounts. Among our affiliates, we will limit information sharing to the extent required by California law. We do not sell personal information.

California law entitles residents to ask us for a notice describing what categories of personal information we share with third parties for the third parties’ direct marketing purposes. Unless you request us to or consent to our doing so, Physicians Financial Services does not sell any personal information to third parties for their own direct marketing purposes

California Do Not Track Disclosures
Enabling “Do Not Track” in your browser setting means that a request will be included with your browsing traffic. Because there is no universal standard of how to apply the that setting, we currently do not honor them.

California law also provides residents with rights to access to and deletion of certain personal information, to know whether personal information is shared, and to opt out of the “sale” of personal information. Some California laws also may define “personal information” differently from this Policy.
To understand how we honor these California rights, to make requests regarding these rights, and to learn more about how California law defines “personal information,” you may find more information here: (https://oag.ca.gov/privacy/ccpa)

Contact Information: Physicians Financial Services is the data controller for information collected on this site. If you have any questions about the privacy policy, or if you need to request changes, corrections, or deletions to your personal information, please contact us (WILL LINK to CONTACT PAGE ON WEBSITE)

Physicians Financial Services
1810 108^th Street
Omaha NE 68144
Phone Number: 402.399.8820

CHANGES TO OUR PRIVACY POLICY
We reserve the right, at our discretion, to change, modify, add or remove portions of our privacy policy at any time. If we make changes, this page will be updated so that you always have access to our most recent policy.