Bucket Five is personal significance. Personal significance is achieved by giving something to somebody else. Earnings in Bucket Five are allocated to fund specialty designed long-term care contracts, which allow the doctor to fund up to $3m with non-taxed compensation, ultimately funding a permanent endowment.
One component of Bucket Five planning is the permanent endowment program. It administers funding for 501(c)(3) nonprofit organizations that support values important to the doctor and society.